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HomeEconomyIn September on preparing the economy for the transition to SEPA standards

In September on preparing the economy for the transition to SEPA standards

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“September: Preparing the Economy for the Transition to SEPA Standards”

The Chamber of Commerce (PKCG) will host a special event on September 12th in collaboration with the Central Bank (CBCG), aimed at thoroughly preparing the economy for the transition to SEPA standards.

The Central Bank of Montenegro has sent a letter to the Chamber outlining the details regarding the implementation of the SEPA payment system, set to take effect on October 6th.

CBCG
photo: Luka Zeković

“In addition, the Central Bank of Montenegro has presented a Review of Bank Offers for SEPA Transactions, including the pricing details provided by banks to their clients,” states the notice released on the PKCG website.

Both mentioned documents can be accessed on the website of the Ministry of Commerce and Industry of Montenegro.

During its session on July 9, the Central Bank of Montenegro Council approved a comprehensive reform package, which is expected to deliver concrete benefits to entrepreneurs, their businesses, and the overall Montenegrin economy.

“This reform package consists of three key decisions that will ensure significantly reduced costs, quicker transactions, and a more secure and predictable payment system, in alignment with European standards,” the document indicates.

The reform package features a Decision to cap fees for SEPA credit transfers, changes to the Rules of Operation of the Domestic Payment System of the Central Bank of Montenegro, and amendments to the Decision on Tariffs of the Central Bank of Montenegro.

Montenegro officially became a member of the SEPA geographical area on November 21 last year. This membership enables the Montenegrin banking system, led by the Central Bank of Montenegro, to commence the process of integrating with SEPA payment schemes, which involves technical and regulatory preparations, as well as a formal application procedure under the EPC.

Joining the SEPA system marks a significant advancement in fortifying Montenegro’s financial integration with the EU, fostering more competitive, secure, and efficient payment transactions, and further enhancing the confidence of citizens, investors, and partners in the stability and modernization of the Montenegrin financial sector.

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